TERMS AND CONDITIONS
ACCESS AND USE OF THE COMPANY’S WEBSITES AND MATERIALS
Your access to and use of the Company’s websites and materials are conditioned upon your acceptance and compliance with these Terms. By accessing or using the Company’s websites and materials, you agree to be bound by these Terms. If you do not agree to these Terms, you must refrain from accessing or using the Company’s websites and materials and acknowledge that you are prohibited from doing so.
1. GENERAL
This website and the services available through it are provided by Real Traders S.R.L. (the “Company”). These Terms and Conditions of Use (the “Terms”) define the conditions under which the Company provides you access to the text, functionalities, databases, format, documents, video, graphic, and written works, and all other materials published on this website or on other websites owned or operated by the Company, social media platforms, or any other online environments (the “Platform”). These Terms apply to your entire activity on the Platform or related to the Services.
By clicking any button or link labeled “Register,” “Create Account,” “Enroll,” “Become a Member,” or similar, or by registering, accessing, or using the Services or the Platform, you enter into a legally binding contract with the Company, whether you use the Services directly or through a third party (e.g., your employer).
If you do not agree to enter into this contract, please do not click any such button or link and do not access the Services or Platform. In such cases, the Company has no obligation or liability toward you under these Terms.
The Platform and Services are intended for individuals aged 18 and over. By accessing or using the Platform or Services, you confirm that you are at least 18 years old.
2. USER REPRESENTATIONS AND WARRANTIES
By accessing and using the Platform or Services, you represent and warrant that:
- You have read and understood these Terms.
- You have the legal capacity to enter into and perform this contract with the Company and have obtained all necessary approvals from any relevant third party.
- You will use the Services and Platform in compliance with these Terms.
- If you accept these Terms on behalf of a company or organization, you have the authority to represent that entity.
- Any information provided to the Company is accurate, complete, and up to date and does not mislead the Company or third parties.
- No information you provide infringes applicable laws, third-party rights, intellectual property, contracts, or other obligations.
- You are solely responsible for any content submitted to the Platform and warrant that you own all necessary rights for such content.
3. SERVICE TERMS
Subscription Plans
If you subscribe to one of our plans, you receive a limited, non-exclusive, non-transferable license to access and view the content included in that plan through the Services.
Your subscription may include interactive sessions through third-party platforms (e.g., Telegram, Facebook), subject to their terms and conditions. You are responsible for complying with these third-party policies.
Your subscription determines your access scope, features, and pricing. You may not transfer, assign, or share your subscription.
Subscriptions automatically renew at expiration unless canceled before renewal. You are responsible for paying all applicable fees.
Subscription Management
You can cancel your subscription by sending a written notice via email or by closing your user account on the Platform. Cancellation takes effect at the end of the current billing cycle, and your account will be closed accordingly. Refunds or credits are not issued unless required by law.
Annual prepaid subscriptions may be canceled within the first month:
- If canceled within the first 15 calendar days, the subscription will end at the end of the current month, and you will receive a refund for the remaining 11 months.
- If canceled after the 16th day, the subscription will end at the end of the following month, and you will receive a refund for the remaining 10 months.
4. PAYMENT AND BILLING
General
The price of a subscription or Service is displayed on the Platform. Additional taxes (e.g., VAT) may apply. Payments are non-refundable unless otherwise stated in these Terms.
By purchasing a subscription and providing your billing information, you authorize the Company and its payment service providers to process the applicable fees.
The Company reserves the right to adjust subscription plans and pricing. Failure to process payment will result in immediate service suspension and may lead to account closure.
Payments
Payments are securely processed. Courses must be paid via bank transfer, Stripe, or credit card. Your payment details are securely handled and used exclusively for processing your purchase.
Pricing
The Company reserves the right to set Service pricing and update displayed prices accordingly. New prices apply upon renewal of your subscription.
5. RULES OF USE
- Do not share login credentials; accounts accessed by multiple people will be suspended.
- Do not republish, distribute, or modify content without written permission.
- Do not engage in advertising, spamming, or unauthorized commercial activities.
- Treat other users with respect; abusive behavior is prohibited.
- Do not post offensive, hateful, or misleading content.
6. INTELLECTUAL PROPERTY
All content and intellectual property related to the Platform and Services belong to the Company or its licensors. You are granted a personal, worldwide, non-exclusive, royalty-free license to use the provided software solely for using the Services.
7. LIMITATION OF LIABILITY
The Company is not responsible for any financial losses, damages, or issues arising from:
- Use of the Platform or Services.
- Technical issues, service downtime, or external disruptions.
- Investment decisions based on content or analysis provided.
All services are provided “as is” and “as available,” with no guarantees of uninterrupted availability.
8. DISPUTE RESOLUTION
All disputes arising from these Terms will be resolved exclusively through binding arbitration under the rules of the Permanent Court of Institutionalized Arbitration in Romania.
Arbitration will be conducted before a single arbitrator and cannot be combined with other claims.
If you wish to opt out of arbitration, you must notify the Company in writing within 30 calendar days of your first Service purchase.
9. PRIVACY AND DATA PROTECTION
By accessing the Platform or using the Services, you agree to the Company’s Privacy Policy and Cookie Policy.
10. FINAL PROVISIONS
- These Terms are governed by the laws of Romania.
- Any invalid provision shall be replaced by a valid one that best reflects the original intent.
- The Company reserves the right to update these Terms at any time.
Last updated: January 21, 2025.
